Out of university, I was introduced to credit cards. This became another way to extend the amount of money I was spending. With student debt in my hands (along with a finance degree), my now husband and I had our first child. All of our goals changed at that moment. There was another mouth to feed and a future to plan.
Our spending habits would have to change. We wanted to provide our son with all the opportunities that life had to offer. Buying our first home was top on our list. I began to study different ways this could be done. We created a strategy and buckled down and saved for the down payment of our first home. It wasn’t easy and we had our ups and downs, but it was totally worth it when we walked through those doors.
I know first hand how difficult parenting can be. Finances play an important role in our relationship with our spouse, the way we raise our children, and even our social lives.
There are so many videos, apps, books, and courses out there that can teach you different techniques to manage your money. The tough part is internalizing these strategies, and changing our habits to create the new life that we want so desperately.
